Why do investors choose interest only?
You may hear it quite a lot “If you are an investor, you should definitely choose interest only!”, but very few people understand why this is, which can make...
‘Land & Construction’ or ‘Off-the-plan’?
On this post we explain the main differences between a ‘Land & Construction’ loan and a loan for an ‘Off-the-plan’ property. A land and construction loan is when you...
Impending Rate Changes
It has been widely publicised that Australia’s major banks have begun raising interest rates out of the Reserve Bank cycle, and this is set to continue, especially in the...
Line of Credit x Standard Variable Rate with Offset Loan: understand the differences
What are the main differences between a Line of Credit and a Standard Variable Rate with Offset Loan? The main difference between the two is functionality. A line of...
Principal and Interest Loans – pros and cons.
What is a Principal and Interest loan? A Principle & Interest Repayment Loan is where your repayments are calculated from day one, to pay your loan off over a...
Family Guarantees; Whats the go?
A Guarantor Mortgage, also known as a Family Guarantee or Family Pledge, is a way of using an additional property to secure a loan which may otherwise not be...
Property Contracts: NSW Vs QLD.
Have you thought about investing in property North of the border in Queensland? Or maybe you’re a Queenslander looking at property in New South Wales? When we’re not fighting...
LMI – What you need to know.
What is lenders mortgage insurance? Lenders mortgage insurance (or LMI), is an insurance policy taken out by lenders that covers them in cases where borrowers are unable to pay back the...
We’re super excited to announce our exclusive new investment rate.
At a variable rate of 3.77% with no application fee, no ongoing fees and a comparison rate of 3.803%*, this is sure to make you smile! We honestly haven’t...
