Peasy, Author at Peasy - Page 7 of 8
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  • FOMO? Don’t miss out on the re-release of the FHLDS!

    A further 10,000 First Home Loan Deposit Scheme places will be released on July 1, 2021. The last spots went quickly so you should ideally try and get prepared to apply before June 30, 2021, if you don’t want to miss out.The scheme was launched last year to assist First Home Buyers to buy

  • How Can I Take Advantage Of My Property Value Growth In This Hot Market?

    There is no doubt the market is hot, and depending on who you speak to, the end doesn’t appear to be in sight anytime soon. For some people, they believe it’s a great time to buy. Get into the market as quickly as possible and ride the wave for whatever time it has left.

  • Is my personal data safe when I apply for a mortgage?

    As you lay bare all your personal and financial information to your mortgage broker it is normal and legitimate to have that tingling feeling of vulnerability and fear.Have no fear, security is our number one priority and we are constantly upgrading and improving our processes to protect our client’s sensitive information.  This starts from

  • Construction Loans

    Building or renovating a house is already complicated enough.  With big decisions to make, ranging from which walls to knock down to what colour to paint the existing ones, the last thing you want to stress about is navigating the construction loan process.
    Here we make it easy for you by breaking the process

  • The banks are slow, so make sure you’re quick!

    If I had a dollar for all the times I saw the banks miss deadlines, I’d probably be able to retire on a nice island somewhere. Unfortunately this isn’t the case, and missed deadlines only provide heartache and frustration. Why am I telling you this? Well the banks are extremely slow… I’d say the tectonic

  • What is Security Substitution?

    Can I keep my loan if I swap my home? 
    Yes! You can swap the security on your current loan from the property you’ve sold to the one you are purchasing.
    If you have an existing mortgage and looking at buying and selling at the same time you should consider security substitution/ loan portability,

  • How Can I Pay Off My Home Loan Sooner And Save Money In Interest?

    Repaying a home loan more frequently can result in reducing your home loan term by years and saving you thousands in interest.
    Are weekly or fortnightly mortgage repayments better than monthly?
    Usually, both weekly and fortnightly repayments are better than monthly repayments.  Since interest is calculated daily, the more frequent payments you make, the

  • Did you know?

    The median

    house price in your area

    $1,322,000

    Find Out More
  • Why use a buyer’s agent?

    A buyer’s agent is your safety net for saving you time, money and stress when purchasing your next property.
    They will spend their time researching and searching for the property that you’ve got your heart set on and they will identify any red flags and negotiate hard along the way – so there are

  • You could get into the property market sooner than you think!

    If you are struggling to get a deposit together, a “guarantor” can help you buy your property sooner. A Family Guarantee or Family Pledge, is when a family member provides their property (or cash savings) as an additional security for a home loan.
    How does it work?
    Let’s say for example that you are a

  • What is Best Interests Duty (BID)?

    We have your best interests!You may have heard about the new government initiative, the Best Interests Duty (BID) being introduced as of January 1, 2021 and wondering what the new legislation means and how it affects you.The new BID rule requires brokers to determine and assess the best interests of the consumer and present