Have you recently been asking yourself the big question… Am I ready to purchase a home? Take the following signs as evidence that YES, you are indeed ready for home ownership, or maybe you will be very soon!
1. You have been saving
Since buying a property is a big transaction, you may be considering

It doesn’t matter if you’re buying your first home or tenth home, I see people pondering the same question every time… Do we really need a mortgage broker?
To help you decide, let’s go back to basics!
What is a Mortgage Broker?
A mortgage broker is a firm or an individual that acts as an

The federal government has announced that a new First Home Buyer Deposit Scheme will be in place, commencing on January 1st, 2020.
Applications for the Scheme are not yet open and there is no waitlist for people wanting to apply. Once the Scheme commences, applications will be lodged through participating lenders and their authorised representatives

The Boom is Back! The housing market has taken off again, and we don’t need a long memory to know where this could end up.
Having said that, there should be a degree of optimism this time.. Unlike the boom which ended in 2017, a huge sector of foreign investors have been taken out of the

As the title suggests, if you’re self employed you may soon be required to update your tax returns before applying for a loan.
Each lender is different, with some lenders asking for 2019 tax returns as soon as December this year, with others a little more lenient and not requiring tax returns until as late

Are you already on the hunt for a home loan or will you be doing so sometime soon?
If the answer is yes, take the time to read on!
Buyers in any industry love to check all of their available options before purchasing a product or service. This is the age of information, there are

Are you considering a mortgage loan to buy a property? For most people, purchasing property is the single largest investment and purchase they will make in their lifetime. If you are unfamiliar with the process, professional advice is extremely important. The truth is, a small mistake at the start, can cost you a huge amount

Did you finance your mortgage to 20 or 30 years? Was it to 15, perhaps? If you are reading this you are likely wondering if it’s possible to pay off your home loan earlier, or if it’s all too hard and you should just keep your cash and stick to the original plan.
A good

Last week we heard that Citibank (the 11th largest bank in the world) and Heritage bank (Australias largest customer owned bank) are no longer offering preapprovals for their customers. This means unless you have exchanged on a property, or are refinancing, they will not accept an application from you.
This is in addition to some

It takes foresight to look 10 or 20 years into the future and consider what your finances will look like. It takes discipline to put in place a plan to improve the outcome.
If you are quite comfortable living day to day or week to week, it’s easy to overlook the long term power of