There may be no magic metrics to judge your finances to pull the trigger on a property purchase, there are a few questions you can ask yourself to see if you’re in a good place to start building a portfolio.
# 1: Do you have the cash flow to handle investment expenses if they go

It’s one thing to think about investing in property, that’s easy. But planning and taking the leap to becoming an actual investor is another story. Some people procrastinate, sometimes for years, waiting for the perfect investment conditions to knock on their door. Other people simply don’t know where or how to get started, or what

The Mortgage Broking Industry Group (MBIG) has launched The Value of Mortgage Broking, a report by Deloitte Access Economics.
This report demonstrates the value that the mortgage broking industry brings to customers, lenders and the Australian economy, mainly by driving competition and delivering greater choice and valuable services to all Australians.
You can click here to view

The short answer? Possibly, but with difficulty.
The news? Short-term holiday letting is currently unregulated in NSW. However, just recently, the Government has agreed to a policy that includes an 180-night cap on the number of days a property can be rented in Sydney, Newcastle and Wollongong. It targets investors who buy up apartments to

Important news announced by APRA (Australian Prudential Regulation Authority) on Thursday, the 26th:
The limit of investor lending growth to no more than 10 per cent will be discontinued as of 1st of July, 2018.
Why? APRA believes that the 10 per cent cap imposed in 2014 has reached its purpose of reducing lending growth,

It used to be enough to give a rough estimate of the cost of living, the Royal Commission and the Australian Prudential Regulation Authority’s (APRA) has put the spotlight on your living expenses as part of a call to confirm sound lending practices. Now lenders are progressively asking for itemised and verified household expenses.
It

Some of you may have seen an article recently regarding predicted and planned changes to redraw with some lenders.
Commbank have recently brought in these changes to their loans, which has confirmed that the article recently written is correct, (please see https://www.commbank.com.au/banking/changes-to-loan-repayments-and-redraws.html) and it is important that if you have and require

Being self employed can sometimes make it difficult to apply for a loan. The banks in most cases will want to see a full two years of consistent income before they can approve your loan, but how about those who have had great performance within their companies and cannot wait to lodge their last financial

What exactly is the First Home Super Saver Scheme? On basic terms, it is a Government program which allows you to make voluntary contributions to your super to save up for your first home. You can contribute a total of $30,000 towards your super but only $15,000 in any one financial year.
What are the requirements?

Funds

If you haven’t experienced it yourself, you may have seen on the news – the mortgage industry is changing…
Last year we had APRA establishing a whole new set of rules and requirements for lenders and brokers to follow to ensure lending in Australia is responsible and within each borrowers means.
Now it is the Royal