If you’re like us, you’re probably over all the confusing lending changes and extra documents being asked for when applying for a loan amidst COVID-19. Trust us, we hear you! But we thought this would be especially important to let you know, especially if you’re considering purchasing a property sometime soon and in the process

Moving to a new house involves a lot of work and can be exhausting and stressful for the whole family. From packing your life in boxes and protecting fragile furniture to moving and organising everything in your new home, it’s a massive job!

Read on for a few ways to make

It is quite possible that you have never heard of this term before and in reality, most lenders have only started to use this measure recently, so let’s cut to the chase…

What does Debt to Income ratio mean?

The debt-to-income (DTI) ratio is a personal finance measure

We’ve been getting quite a few questions around the COVID hardship initiatives introduced by the government and as such have been doing some research with our lenders and the ATO to work out if and how it will affect our clients loan applications. What we’ve found is that all banks and lenders will ask questions

Thinking of Building or Renovating? If you qualify, you could be $25k better off as of today!
The government has finally announced the details of the $25k Home Builder Grant and the eligibility criteria is as follows;
–   For New Homes – The value of the home should not exceed $750,000 including the land and construction

You may have heard the news about potential changes to responsible lending laws which may make it easier to borrow, although there is a heavy emphasis on the word “potential”. 

As with any proposed change, it needs to go through a bout of scrutiny and must also be passed through parliament

As soon as you purchase your new home, it’s generally time to choose a home loan package. With so many home loan options it can easily get overwhelming, especially if it’s your first time buying a house and choosing a home loan. 

Allow us to share the four most common loan options to

Don’t worry… You’re not alone!

Starting a family and purchasing a home should be two of the most significant life-changing moments you will experience in your lifetime – especially if both are happening at the same time.

As much as you want to celebrate these huge milestones, you

Me – “2019 has been one of the craziest we’ve seen with the Royal Commission, Election, Protests across the world and even a fire destroying the Notre-Dame.. We’ve seen it all!”

COVID in 2020 – “Hold My Beer!”

Yes the 2020 financial year has certainly been a crazy

When it comes to paying off your home loan, time is key to reducing the amount of interest you pay, as well as ultimately reducing the life of your loan.
While buying a home of your own is the dream for most of us it also comes with the long term financial commitment of paying