The short answer is yes “in some cases” but to answer this question accurately, there are probably a few more questions we should address first…

Which suburb are you buying is, and what is the type of property you’re looking at?

The reason this is important is because the “rental yield” (the measure of

If you have applied for finance recently, or even listened to the 6 o’clock news, you may have seen or heard that lending is getting tougher.
Whilst this is true, it isn’t necessarily as bad as it seems or sounds. The banks are still willing and able to lend, although they do need to ensure

Have you recently been asking yourself the big question… Am I ready to purchase a home? Take the following signs as evidence that YES, you are indeed ready for home ownership, or maybe you will be very soon!
1. You have been saving
Since buying a property is a big transaction, you may be considering

It doesn’t matter if you’re buying your first home or tenth home, I see people pondering the same question every time… Do we really need a mortgage broker?
To help you decide, let’s go back to basics!
What is a Mortgage Broker?
A mortgage broker is a firm or an individual that acts as an

The federal government has announced that a new First Home Buyer Deposit Scheme will be in place, commencing on January 1st, 2020.
Applications for the Scheme are not yet open and there is no waitlist for people wanting to apply. Once the Scheme commences, applications will be lodged through participating lenders and their authorised representatives

Now that you’ve now caught up on all the Netflix series, online masterclasses and Instagram keeps telling you that “you’re all caught up”, deep inside you know, it’s time to work on your finances… But where should you start?!
If there has been a benefit to quarantine, it’s that we finally have time to do

Dear Valued Clients,
As the Easter long weekend draws to a close, many of our clients who would normally spend their time away with family and friends, have found time to sit and review their finances and look at what options they might have in front of them once the craziness of COVID-19 is over…

Are you already on the hunt for a home loan or will you be doing so sometime soon?
If the answer is yes, take the time to read on!
Buyers in any industry love to check all of their available options before purchasing a product or service. This is the age of information, there are

Are you considering a mortgage loan to buy a property? For most people, purchasing property is the single largest investment and purchase they will make in their lifetime. If you are unfamiliar with the process, professional advice is extremely important. The truth is, a small mistake at the start, can cost you a huge amount

Did you finance your mortgage to 20 or 30 years? Was it to 15, perhaps? If you are reading this you are likely wondering if it’s possible to pay off your home loan earlier, or if it’s all too hard and you should just keep your cash and stick to the original plan.
A good