Navigating the Spring Selling Season: Risks, Rewards, and Key Considerations
With spring in full bloom, a record number of homes are hitting the market. The vibrancy of this season, coupled with the myriad of opportunities available, makes it a favoured time for both buyers and sellers. But with opportunity comes risk, and it’s crucial to

It seems the RBA is still hell-bent on causing pain to mortgage holders with an almost unhealthy obsession with solely focusing on the inflation figure, and Tuesday’s rate rise was not only a huge shock to many but also displayed a huge lack of patience which is quite concerning.

The banks are fully aware

I’ve had a good number of clients asking about Self-Managed Super Funds (SMSFs).
With the recent increase in interest rates, it’s made it more challenging for lending serviceability. This has ruled out purchasing an investment property for many.
However, some of our clients looking to build wealth in a tax-effective manner have been looking to

Happy New Year!
I hope you were able to get a break to spend some quality time with your loved ones.
We’re very much back in the swing of things here at Peasy, and it’s certainly been a busy start so far. It looks like the initial shock of the rate

When we hear the quarterly profit results from the major banks, we can’t help but think “I must be getting ripped off!”. If you’re one of these people, then you’re probably right, and the banks do make a significant amount of their profit from “lazy loans”.
Our first urge is to call the bank and

Over the past 12 months, the rising cost of living has made it increasingly difficult for individuals and families to make ends meet. Expenses, including interest rate hikes of 4% (and potentially more to come), as well as rental increases, have taken their toll. However, there is a silver lining to this, even though it’s

In case you haven’t heard, the “good times” appear to be over…

Well, of course, the GREAT times were when rates were close to and below 2%, but as a consolation of sorts, the banks have been offering a little bit of relief with better discounts as customers were benefiting from the “refinance wars”.

 
It was certainly a relief to see the RBA keep rates on hold last Tuesday, and whilst a 0.25% rate increase is widely expected in May, the pause in April did give us the first positive sign that we are close to the peak.
What’s even better, is that there are likely going to

 
Most of us have thought about it… Relocating to the sunny state of Queensland to enjoy better weather all year round, or moving to Adelaide to get away from the hustle and bustle of a big city. Some of us have even thought about moving to chase a new job opportunity or career change.

As you can imagine, we get this question a lot, and with good reason! With fixed rates the lowest we’ve ever seen, most of our clients chose a fixed rate, and are now facing much higher rates when the term expires.
At Peasy, it’s part of our process to try and