There have recently been changes made by some lenders surrounding how self employed people are financially assessed when applying for loans. This means it may not be as difficult at it has been at times in the past for small business owners to get onto the property ladder.
When it comes to self employed
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Self employed? Read these tips before applying for a loan.
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Loan Documentation and Settlement
Peasy Explains: Part 3 – Settlement
Navigating your way through the home loan process can be daunting for anyone, particularly for first time buyers and investors.
At Peasy, we are committed to making sense of the property finance world and are here to help you through each step along the way. Its property, easy.
Here -
Equity and Debt Consolidation
Now this might not sound like the most exciting of topics but it could save you some serious money, and just think of all the fun things you could do with that.
People who have owned property for 1 or more years would almost certainly have realised some equity.
The market has shifted enough that -
Brexit, implications for Australia
With the dust settling on the Brexit result, we take a look at the result from an Australian perspective.
On Friday 24th June, we all heard of the unexpected vote in favour of “Brexit” – Britain’s decision to leave the European Union. The UK voted to leave the European Union following a referendum held on Thursday (UK -
Your home loan, where to start?
Peasy Explains: Part 1 – The home loan process
Navigating your way through the home loan process can be daunting for anyone, particularly for first time buyers and investors.
At Peasy, we are committed to making sense of the property finance world and are here to help you through each step along the way. Its property,
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Work with us!
Peasy is expanding. With more and more clients looking to utilise our unique service, we’re in need of some more Peasy Peeps to join our team and help us grow.
We’re different from the rest, not only because we believe in exceptional levels of customer service, but because we genuinely care about brokering the best -
To fix or not to fix?
The option of a fixed rate loan vs a variable rate can a difficult decision.
The mortgage world and the property market are such dynamic and evolving areas, sometimes a constant is just what is needed. When choosing the structure of a home loan, the topic of variable or fixed rates is one which -
Your home loan, approvals and valuation.
Peasy Explains: Part 2 – Approvals and valuation
Navigating your way through the home loan process can be daunting for anyone, particularly for first time buyers and investors.
At Peasy, we are committed to making sense of the property finance world and are here to help you through each step along the way. Its property, easy.
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Offset Accounts: Not just a bunch of hot air
The right home loan strategy can help ease the weight
of your home loan to save you time and money.
We get asked a lot about offset accounts and how they work,
but we often hear of them being used incorrectly.
Here’s a few words from our Director, Joel Wyld about Offset Accounts -
Did you know – You don’t need a deposit to buy a home?
Trying to climb the property ladder can be difficult especially when it feels like you’re climbing a ladder that has no rungs.
Years of scrimping and saving, trying to pull together your deposit can take a big withdrawal from your lifestyle. That’s where either a ‘Security Guarantor’ or a ‘Family Guarantee Loan’ can help.