What is a Principal and Interest loan?
A Principle & Interest Repayment Loan is where your repayments are calculated from day one, to pay your loan off over a term (usually 30 years) including the interest which is charged during that period. As opposed to an  interest only loan is a loan which only charges

Have you thought about investing in property North of the border in Queensland? Or maybe you’re a Queenslander looking at property in New South Wales?
When we’re not fighting over State of Origin, QLD and NSW generally get along quite well, with a lot of people crossing the border for various reasons fairly regularly.
However no

What is lenders mortgage insurance?
Lenders mortgage insurance (or LMI), is an insurance policy taken out by lenders that covers them in cases where borrowers are unable to pay back the money the amount. This insurance allows lenders to offer loans to a wider amount of customers who would otherwise be deemed too much of a risk for

 
There have recently been changes made by some lenders surrounding how self employed people are financially assessed when applying for loans. This means it may not be as difficult at it has been at times in the past for small business owners to get onto the property ladder.
When it comes to self employed

A Guarantor Mortgage, also known as a Family Guarantee or Family Pledge, is a way of using an additional property to secure a loan which may otherwise not be achievable due to a lower deposit. It basically means the lender will apply part of the loan against another person’s’ property or term deposit – usually

 
Or maybe you’re thinking about some more sensible upgrades to your property? 
Whatever your plans are, building or renovating a property of any kind is already complicated enough. With big decisions to make ranging from which walls to knock down, to what colour to paint the existing ones, the last thing you want to do is

At a variable rate of 3.77% with no application fee, no ongoing fees and a comparison rate of 3.803%*, this is sure to make you smile!
We honestly haven’t seen an investment rate this low in years, so this is a great opportunity for those looking for an investment property, to secure an amazing rate. We