It’s time for another one of our coffee cup craft projects celebrating our partnership with the Lindfield Juniors Rugby Club. We love a chat so we had to include this one which channels one of the great inventors, Alexander Graham Bell, the inventor of the telephone.
This entertaining little project has been a favourite
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Craft – Bush Telephone
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Life Hack – Cutting onions
We’re back with another Peasy Life Hack to make your life at home just a little bit easier.
Are you sick of the tears every time you have to cut up some onions? Here’s a couple of tips that should help you avoid the sore eyes while preparing your next spag bol.
1. Chew -
What is a reverse mortgage?
A reverse mortgage allows you to use the equity accumulated in your home as security for another loan. This type of loan can be a lump sum, a regular source of income, a line of credit or a combination of this. Like any product, there are pros and cons to this type of mortgage,
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Why do investors choose interest only?
You may hear it quite a lot “If you are an investor, you should definitely choose interest only!”, but very few people understand why this is, which can make choosing this product a less suitable option than you think.
Firstly, and most importantly, interest only is NOT to be chosen so you can afford your -
Impending Rate Changes
It has been widely publicised that Australia’s major banks have begun raising interest rates out of the Reserve Bank cycle, and this is set to continue, especially in the investment and interest only loan space.
So far, NAB have increased their standard variable interest rates for owner occupiers by .07%, and investment loans by 0.25%.
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May 17 Budget – Proposed Changes Relevant to the Property Industry
Last night, the 2017 Federal Budget was announced by the Treasurer Scott Morrison. Since then, a chain of discussions have started all around Australia and below is a summary of the proposed changes which have the potential to affect the property industry:
The “Ghost Tax”
In an effort to keep housing costs low and -
Life Hack – Save your fingers when using a hammer
This is the second in our series of craft projects and life hacks, aiming to make your life just a little bit easier this winter.
Unless you’re an expert carpenter then your fingers tend to cop it when hammering in nails, but using a common clothes peg to hold the nails can save your -
Craft – Coffee cup crab
Here is the first post of our new series of Life hacks and craft projects. We’ll be releasing one each week of the rugby season to celebrate our partnership with The Lindfield Rugby Club. We’re looking forward to bringing you some useful tips and fun craft projects for the kids over the next few months.
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‘Land & Construction’ or ‘Off-the-plan’?
On this post we explain the main differences between a ‘Land & Construction’ loan and a loan for an ‘Off-the-plan’ property.
A land and construction loan is when you buy a block of land to build a property on. There will be 2 different contracts here: one for the land, which is similar to a -
Line of Credit x Standard Variable Rate with Offset Loan: understand the differences
What are the main differences between a Line of Credit and a Standard Variable Rate with Offset Loan?
The main difference between the two is functionality. A line of credit usually allows you to make minimum repayments equal to the interest-only amount – although sometimes for the first 10 years of the loan only. The